:root{--navy:#1F3A5F;--teal:#2A7F7F;--teal-dark:#1E6363;--coral:#E07A5F;--bg:#F3F7F7;--mint:#E2ECEA;--ink:#222;--muted:#555;--red:#A40000;--radius:10px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.55;color:var(--ink);background:var(--bg)}
a{color:var(--teal-dark)}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--coral);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.5rem 1rem;z-index:10}.skip:focus{left:.5rem}
.wrap{max-width:52rem;margin:0 auto;padding:0 1rem}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.5rem;padding-top:.75rem;padding-bottom:.75rem}
.brand{color:#fff;text-decoration:none;font-weight:700;font-size:1.15rem;display:flex;align-items:center;gap:.5rem}
.brand:hover{color:#CFE6E6}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem 1rem}
nav.main a{color:#CFE6E6;text-decoration:none;font-size:.95rem}nav.main a:hover,nav.main a[aria-current]{color:#fff;text-decoration:underline}
.hero{background:var(--navy);color:#fff;padding:1.5rem 0 2rem}
.hero h1{margin:0 0 .5rem;font-size:clamp(1.6rem,4vw,2.3rem);line-height:1.2}
.hero p{margin:0;color:#CFE6E6;max-width:40rem}
main{padding:1.5rem 0 2rem}
.card{background:#fff;border:2px solid var(--teal);border-radius:var(--radius);padding:1.1rem 1.25rem;margin:0 0 1.25rem;box-shadow:0 3px 10px rgba(0,0,0,.06)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));gap:1rem;margin-bottom:1.25rem}
.cards .card{margin:0}
.cards h2{font-size:1.15rem;margin:.2rem 0 .4rem;color:var(--navy)}
h2,h3{color:var(--navy);line-height:1.25}
fieldset{border:0;padding:0;margin:0 0 1.1rem}
legend,label.q{font-weight:600;color:var(--navy);display:block;margin-bottom:.35rem}
.hint{display:block;color:var(--muted);font-size:.92rem;margin:-.15rem 0 .4rem;font-weight:400}
input[type=number],input[type=date],input[type=text],select{font:inherit;padding:.55rem .65rem;border:2px solid #8aa;border-radius:6px;width:100%;max-width:18rem;background:#fff;color:var(--ink);min-height:2.75rem}
input:focus,select:focus{border-color:var(--teal)}
.opt{display:flex;align-items:flex-start;gap:.5rem;margin:.3rem 0}
.opt input{width:1.3rem;height:1.3rem;margin-top:.15rem;accent-color:var(--teal);flex:none}
.row{display:grid;grid-template-columns:repeat(auto-fit,minmax(12rem,1fr));gap:.75rem 1rem}
.prow{display:grid;grid-template-columns:2fr 1fr 1fr auto;gap:.5rem;align-items:end;margin-bottom:.5rem}
.prow label{font-size:.85rem;color:var(--muted)}
@media (max-width:34rem){.prow{grid-template-columns:1fr 1fr}}
details{margin:0 0 1rem}summary{cursor:pointer;color:var(--teal-dark);font-weight:600;padding:.3rem 0}
.btn{display:inline-block;background:var(--teal);color:#fff;border:0;border-radius:8px;padding:.7rem 1.2rem;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;min-height:2.75rem}
.btn:hover{background:var(--navy);color:#fff}
.btn-secondary{background:#fff;color:var(--navy);border:2px solid var(--navy)}.btn-secondary:hover{background:var(--mint);color:var(--navy)}
#result{background:#fff;border-left:6px solid var(--teal);border-radius:var(--radius);padding:1rem 1.25rem;margin:1.25rem 0;box-shadow:0 3px 10px rgba(0,0,0,.06)}
#result h2{margin-top:.2rem}
.note{background:#FFF4EC;border-left:4px solid var(--coral);padding:.6rem .8rem;border-radius:4px}
.muted{color:var(--muted)}.small{font-size:.92rem}
.timeline{list-style:none;padding:0;margin:.5rem 0 1rem}
.tl-item{display:grid;grid-template-columns:11rem 1fr;gap:.25rem 1rem;padding:.65rem 0;border-bottom:1px solid var(--mint)}
@media (max-width:34rem){.tl-item{grid-template-columns:1fr}}
.tl-title{margin:0;font-weight:600}.tl-body p{margin:.1rem 0}
.tl-meta{display:flex;flex-wrap:wrap;gap:.4rem;align-items:center;font-size:.85rem}
.tl-past .tl-date strong{color:var(--muted);text-decoration:line-through}
.badge,.tag{display:inline-block;border-radius:999px;padding:.05rem .55rem;font-size:.8rem;font-weight:600}
.badge-past{background:#eee;color:#444}.badge-today,.badge-soon{background:#FCE4D6;color:#7a2a12}.badge-later{background:var(--mint);color:var(--teal-dark)}
.tag{background:#EEF2F7;color:var(--navy)}.tag-est{background:#FFF4EC;color:#7a2a12}.tag-plan{background:#F1EEF7;color:#3d2a6b}
.ics{margin:1rem 0}
.cta{border:2px solid var(--coral);border-radius:var(--radius);padding:1rem 1.1rem;margin-top:1.25rem;background:#fff}
.cta-lead{margin:0 0 .3rem;color:var(--coral);font-weight:700}.cta-name{margin:.2rem 0}
.disclaimer{background:var(--mint);border-radius:var(--radius);padding:.9rem 1.1rem;font-size:.93rem;margin:1.25rem 0}
table{border-collapse:collapse;width:100%;font-size:.95rem;background:#fff}
th,td{border:1px solid #c9d6d4;padding:.45rem .55rem;text-align:left;vertical-align:top}
th{background:var(--teal);color:#fff}
.tablewrap{overflow-x:auto}
.faq h3{font-size:1.05rem;margin-bottom:.2rem}.faq p{margin-top:.2rem}
footer.site{background:var(--mint);color:#333;font-size:.9rem;padding:1.25rem 0 2rem}
footer.site ul{list-style:none;padding:0;margin:.4rem 0;display:flex;flex-wrap:wrap;gap:.25rem 1rem}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
@media print{header.site nav,.cta,.ics,form,footer.site{display:none}#result{box-shadow:none;border:1px solid #999}}
.qlabel{font-weight:600;color:var(--navy);margin:.8rem 0 .2rem}